How to save for a holiday
There is never a point when I’m not thinking about travel. I’m just back from one holiday, I have to sort out another weekend away later this month, plan another in September and get myself organised for a big trip in October.
Ditch the impulse purchases
Remove temptation and I’m far less likely to fritter cash – a few pounds here, a few there. Now I try to work out whether I really want something by enforcing a waiting period or having a stern talking to myself. After all, would I prefer a takeaway or a meal by the sea on holiday?
Save before I spend
When I get paid (which is fairly randomly as a freelancer), I put some aside for tax, some aside for bills and if unless it’s a particularly bad month, some straight into savings before I spend it. I have a tax-free ISA as well as a couple of separate accounts to manage money, but most banks have a range. TSB offers a helpful guide to choosing the best.
Use a moneyback site
If I’m buying something online anyway, a cashback scheme is brilliant – just clicking through means I’ll get a bit of money returned later, which I then stash away. I like Quidco (use this link and we each get a quid) but there’s quite a few out there.
Trash to cash
I am a bit of a hoarder, but when it comes to Minnie’s ever growing mountain of too-small baby stuff, if I can sell it on eBay, I do.
Compiled in association with TSB*